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Staff/ History - References - "Robarisms" - More "Robarisms"

Never underestimate the power of understanding the problem.


Poor planning, miscommunication and lack of questions leads to the joys of chaos.


OVER deliver & UNDER promise… is a pretty good gamble.


Rushing to close a deal, no matter who's involved, suggests there was some poor planning. It doesn't mean we should ignore the information, skip some steps, or guess at the numbers.


Have you had to place more than one call to your loan officer without a return call?


Location, location, location should be interpreted as… right house, right area, right time.


Everyone’s service is #1, delivery as promised is what counts!


A paper trail is a lot like a witness, without it you have your word against what we see.


Turning a bad deal into a good one can be as easy as saying "not today."


More income doesn't offset a bad credit profile.


Keeping it simple makes keeping it correct a whole lot easier.


Telling clients what they want to hear instead of what they need to know risks turning a dream into a nightmare.


Rebuilding a credit profile takes a lot longer than it took to tear it down, no matter who's fault it was.


Sometimes its smarter to say no, and assist in fixing the problem, rather than trying to force one together.


The $995 out of pocket program isn't cheaper than any other building program, its just less out of pocket.


Don't be fooled by presentation, after all 6 of one, half dozen of another are the same thing.


Guaranteeing the lowest of anything means someone eventually has to make up the difference. Is that you or the next guy?


Initial quotes mean very little, the final numbers are what counts.


Don't be fooled by "free stuff"…nobody works for free, even a not-for-profit has to pay the bills.


Passing blame only delays the solution to the issue.


Don't forget to weigh your cost of savings versus your cost of interest.


Guessing at an answer only adds confusion to the question.


A great memory never beats a well-documented file.


An educated guess only works if the previous time you used it things turned out accordingly.


Credit problems come down to two issues, blame and accountability…clients need to accept both and move on.


Cutting corners only shortens the distance to problems.


Don't judge two sides of a story if there are four sides to account for.


Deals with only short-term gains can lead to long-term headaches.


Good luck will give you a good year, good work will give you a good career.

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Registered Mortgage Broker and/or Lender: NY (Lic. No. A015908), NH (Lic. No. 8687-MBB, Licensed by the New Hampshire banking department), MI (Lic. No. FL0949), MA (Lic. No. MB-1273), ME (Lic. No. SLM8084), IN (Lic. No. 96-0181), PA (Cortland 15424.001, Hamburg 15424.002, Pa Branch 15424), CT (Lic. No.7760, Lockport FMLB 16891), VT (Lic. No. 5189, Broker Lic. No. 0295, Lockport Lic lender #5734, broker #0682) Banking Departments. Mortgages arranged through Third Party Providers.